62% of small businesses are chasing unpaid invoices

You did the work.
They haven't paid.

You finished the job. You sent the invoice. Nothing. You chased once, maybe twice. Now it's awkward — and the money is still not in your account.

What if something chased for you — automatically, professionally, and without the awkward conversation? That's mNudge. It works inside WhatsApp.

Set up in 90 seconds. Free to use. No app to download.

End-to-end encryptedBank-grade encryptionMoney never touches us
m
mNudge
Bill Priya 5000 for website design
mNudgeInvoice INV-0012 created for Priya — 5,000 for website design. Due in 14 days. Send it now?
Yes
mNudgeSent! Priya received it on WhatsApp with a payment link. I'll chase automatically if she doesn't pay.

The late payment problem

62%

of small businesses have unpaid invoices

86 hrs

wasted chasing invoices every year

10 sec

to create and send an invoice with mNudge

98%

WhatsApp open rate vs 20% for email

Sound familiar?

1

You finish the job. You say "I’ll send you an invoice."

2

You get home tired. The invoice can wait until tomorrow.

3

Tomorrow becomes next week. You still haven’t sent it.

4

You finally message them. "I’ll pay tonight," they say.

5

That was 3 weeks ago. You feel awkward chasing again.

6

Multiple clients owe you money. Cash flow is tight. Stress builds.

The problem isn't the work. It's everything after.

The fix

Invoice from your phone. Get paid automatically.

mNudge lives inside WhatsApp. Send a voice note or text to create a professional invoice in 10 seconds. It sends itself to your client with a payment link. If they don't pay, mNudge chases for you — automatically, over 21 days. No awkward conversations.

Three messages. That's it.

No forms to fill in. No app to learn. Just tell mNudge what you need in plain English — or send a voice note.

1

Tell mNudge

"Bill Priya 5000 for website design". Or send a voice note. mNudge creates a professional PDF invoice in seconds.

2

They get nudged

Your client gets a WhatsApp message with the invoice and a payment link. They tap to pay. Money in your account fast.

3

Auto-chase if they don't pay

5 stages over 21 days. Polite → firm → final notice. You get read receipts and payment alerts. No awkward calls. No forgetting.

What changes when mNudge chases for you

Before mNudge

  • Invoice scribbled on paper — or never sent at all
  • "I'll do it tonight" becomes next week
  • One awkward message, then you stop chasing
  • No idea if they even read your invoice
  • Multiple clients owe you money
  • Cash flow problems. Stress. Wasted time.

After mNudge

  • Invoice sent from your phone in 10 seconds
  • Professional branded PDF with payment link
  • Auto-chase: 5 stages over 21 days
  • Read receipts on every invoice
  • One-tap payment — money in your bank instantly
  • You focus on the work. mNudge handles the money.

Set up in 90 seconds. Seriously.

No downloads, no sign-up forms, no verification emails. Just five WhatsApp messages.

mNudgeWelcome to mNudge! What's your name?
Ravi Sharma
mNudgeNice one Ravi! What's your business?
Web design
mNudgeDone! You're all set up. Tell me who to invoice and I'll handle the rest.

Everything you need. Nothing you don't.

Voice-first invoicing

Send a voice note from anywhere. mNudge transcribes it and creates a professional PDF invoice.

Automatic chasing

5 stages over 21 days. Polite → firm → final notice. You never have to make the awkward call.

One-tap payment

Clients tap to pay via Open Banking. Bank-to-bank transfer. Money in your account in seconds.

Read receipts

Know when your invoice is delivered and read. No more wondering if they got it.

Professional PDFs

Branded invoices with your business name, auto-numbered. Payment link included.

No app to download

Everything happens in WhatsApp. The app you already use 50 times a day.

Your money is safe. Always.

mNudge never holds or touches your money. Payments flow directly between bank accounts via Open Banking, powered by TrueLayer.

FCA regulated

Payments powered by TrueLayer, authorised and regulated by the Financial Conduct Authority.

Bank-to-bank

Money goes directly from your client's bank to yours. We never hold, pool, or touch your funds.

Bank-grade security

256-bit encryption. Your client authenticates with their own bank. No card details stored anywhere.

Payments infrastructure by TrueLayer • Used by Revolut, Trading 212, and thousands of UK businesses

Simple pricing. No surprises.

No monthly fees to start. We only earn when you get paid.

Free
2.9%per payment

£0/month. No card required.

Unlimited invoices
Auto-chase (3 stages)
Voice note invoicing
Professional branded PDFs
One-tap Open Banking payments
Example: on a 300 invoice, the fee is just 8.70. Cheaper than PayPal.
SAVES MONEY
Pro
1.5%per payment

£29.99/month

Everything in Free, plus:
Auto-chase (5 stages + configurable)
Read receipt notifications
Priority chase scheduling
Detailed monthly summary
Saves money at higher volumes. Worth it from ~7 invoices/month.

Everyone starts on Free. No card needed. We'll let you know when Pro saves you money — usually around your second month.

Questions? Sorted.

Do I need to download an app?

No. mNudge works entirely inside WhatsApp. You already have it on your phone.

How long does setup take?

90 seconds. We ask your name, trade, and business name. That’s it. You can send your first invoice immediately.

Is my money safe?

Yes. mNudge never holds your money. Payments go directly from your client’s bank to yours via Open Banking, powered by TrueLayer (FCA regulated). No card details are stored.

What if my client doesn’t have WhatsApp?

We send the invoice via SMS with a payment link instead. They can pay from any browser.

How does the chasing work?

If your client hasn’t paid after the due date, mNudge sends automatic reminders — starting polite and getting firmer over 21 days. You can customise the schedule or pause it any time.

How much does it cost?

Free to start — we take 2.9% only when you get paid. That’s less than PayPal or Stripe. Processing higher volumes? Pro drops the rate to 1.5%.

Can I use it for quotes too?

Coming soon. For now, mNudge handles invoices and payment chasing. Quotes and estimates are on the roadmap.

Stop chasing. Start getting paid.

Message mNudge on WhatsApp. Set up in 90 seconds. Send your first invoice today.

Free to start • No app required • 90-second setup